If you want to make sure that your funeral is taken care of before you pass away, there are several different ways you can make those accommodations. One of the benefits of making prior arrangements for your funeral is that your loved ones won't have to worry about making the decisions. It will also ensure that they're not left with the financial burden of trying to figure out how to pay for everything. If you're not sure how to arrange for your own funeral, here are four options for you to consider.

Prepaid Funeral Plan

When it comes to making arrangements for your own funeral, one of the easiest options is to purchase prepaid funeral packages through your mortuary. This option allows you to pay for all your funeral expenses in advance. It also gives you the freedom to choose the type of funeral you'll have. When you sit down to arrange your prepaid funeral plan, you'll choose all the options you want to include in the arrangements, like flowers, casket, and cemetery plot. This option allows you to control the most personal aspects of your funeral, while also controlling the costs.

Burial Insurance

If you want to leave the choices to your family members, but you want to make sure that the costs are taken care of, burial insurance is a good option to look into. Burial insurance provides money that your loved ones can use to pay for your final burial costs. This type of insurance is usually limited in the amount of coverage you can purchase, so it's important to make sure that you know how much your funeral or funeral package will cost. Without this information, you may not leave your loved ones with enough coverage to pay for your final burial costs.

Additional Life Insurance

If you want to make sure that your loved ones have sufficient funds to pay for all the costs associated with your final burial costs, it's a good idea to look into additional life insurance coverage. In some cases, you can name the mortuary as your beneficiary, which means funds will go directly to them to cover the costs of your funeral. However, you can also name a family member as the beneficiary, which will give them access to any funds that aren't used for your burial costs or for buying a funeral package.

Designated Savings Account

If you're unable to arrange for a prepaid funeral plan, and you're unable to obtain a life insurance policy—age and health issues can often make them difficult to obtain—there's still a way to provide for your final burial costs. Talk to your bank about opening a savings account that's designated specifically for your funeral costs or funeral package. Your savings account will allow you to deposits funds each month that will go towards those costs.